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first_imgHome / Daily Dose / Why Prepayment Activities Have Declined Related Articles The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Subscribe The Best Markets For Residential Property Investors 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Prepayment speeds declined to a decade-low in November driven by shrinking refinance activity and a seasonal slow down in home sales, according to Black Knight’s First Look report that gave insights into the market’s mortgage performance.The report revealed that prepays, which are now primarily driven by home sales fell 14 percent on a month-over-month basis and by 29 percent from the same period a year ago. According to Black Knight, prepayments had reached these levels during the financial crisis when interest rates were well above 6 percent and purchase lending had fallen by 50 percent over 24 months.The report which also focuses on delinquency data found a slight increase in national delinquency rates. Serious delinquency rates also saw a slight uptick, even though they remained “significantly below the rates seen during the same period last year.”  Foreclosure starts fell 11 percent from October with around 45,200 starts recorded in November.”A slight uptick in foreclosure inventory was offset by a month-over-month increase in the number of outstanding mortgages, resulting in a net decline in the national foreclosure rate,” the report said.Giving insights into properties that were past due but not in foreclosure, the report revealed that in November, homes that were 30 or more days past due increase by 41,000 to approximately 1.9 million. However, they remained well below the properties past-due last year. The number of properties that were 90 or more days past due were 156,000 below the same period last year but saw an uptick by 11,000 on a month-over-month basis. The presale inventory for properties in foreclosure also rose slightly over October but remained 69,000 below the same period in 2017.Breaking down states on the basis of non-current totals, which combine foreclosures and delinquencies as a percent of active loans in that state, the report found that Mississippi was among the top five states by non-current percentage in November, followed by Louisiana, Alabama, Arkansas, and Virginia. The five states with the least non-current percentage included Idaho, California, Washington, Oregon, and Colorado. in Daily Dose, Featured, Foreclosure, News Why Prepayment Activities Have Declined Demand Propels Home Prices Upward 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Previous: To BFCP or Not To BFCP: That Is the Question Next: Why Single-Source Vendors Could be the Future Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Radhika Ojha Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Black Knight Delinquency Foreclosure loans Past due Prepayment Properties Refinance 2018-12-20 Radhika Ojha Tagged with: Black Knight Delinquency Foreclosure loans Past due Prepayment Properties Refinance Governmental Measures Target Expanded Access to Affordable Housing 2 days ago December 20, 2018 1,469 Views last_img read more


first_img Requesting a response from you Member Benefits Insurance Sub-CommitteeThe Florida Bar Member Benefits Committee is dedicated to providing members with benefits negotiated on the strength of our buying power as an organization of 70,000-plus members.The Insurance Sub-Committee has recently negotiated two new benefits that require a response from you. A discount drug card is now available at no charge to you just because of your membership in The Florida Bar. This discount card can be used by you, your family, your parents, your in-laws, and your employees. The discounts available by utilizing this card can be up to 50 percent for generic and 20 percent for brand name drugs at network pharmacies throughout the country. To activate your cards you must go to www.memberbenefit.com/rxdrug.html. Once you are in the Web site you will be instructed as to how to produce your discount drug card as well as your family members’ cards.The committee has also negotiated a new group disability income policy that provides significantly improved benefits over the previous program. Guardian Life Insurance Company underwrites this group policy. Guardian’s financial strength rating is A+ (excellent) according to A.M. Best. This policy has very competitive rates and is designed to be used as either your primary coverage or it can supplement existing coverage.To enroll in this new group disability program you need to access www.memberbenefits.com, where you will find an entire enrollment system allowing you to calculate your own premium and complete an application. If you prefer personal service, call (800) 282-8626 and a program consultant will assist you.Your Member Benefits Committee is committed to bringing members of The Florida Bar either better benefits or lower costs (or both) than you would otherwise receive as part of your membership in The Florida Bar. June 15, 2003 Howard Rosenblatt Regular News Member Benefitslast_img read more


first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Just as credit union marketers got their plans and budgets approved and were getting their first campaigns launched, COVID-19 changed everything. Since that time, we have been scrambling to be safe at work, while developing communications about limited branch service, digital options and governmental programs.Marketers thrive on reacting to changing circumstances and the current crisis is no different. Our well-laid plans might be out the window, but that doesn’t mean we don’t need to be thoughtful about what we can do now to lay the groundwork for successful growth at our institution once the country gets through the worst of the pandemic and life returns to a “new normal.”There are several things we should be doing right now to lay the groundwork for success in the future.What to Do NowConnect with members. This is a scary time for everyone, including your members. Not only do they have to worry about getting sick, but about losing their jobs and paying their bills. Now is a great time for marketing and your associates to reach out to members, listening empathetically and offering helpful information and advice. People will remember who was there for them, with a comforting phone call or a helpful article, when things return to normal.last_img read more


first_imgRecent signings Mauricio Isla and Leroy Fer make their QPR debuts and Matt Phillips is included in the starting line-up against Tottenham, who start with Danny Rose at left-back as Kyle Naughton is suspended. Charlie Austin has a hamstring problem and Alejandro Faurlin drops to the Rangers bench along with Danny Simpson. Tottenham: Lloris; Dier, Kaboul, Vertonghen, Rose; Bentaleb, Capoue; Chadli, Eriksen, Lamela; Adebayor.Subs: Friedel, Davies, Dembele, Holtby, Lennon, Kane, Soldado. QPR: Green; Caulker, Ferdinand, Dunne; Isla, Barton, Fer, Mutch, Traore; Phillips, Remy.Subs: Murphy, Wright-Phillips, Simpson, Onuoha, Faurlin, Hoilett, Zamora.Follow West London Sport on TwitterFind us on Facebooklast_img


first_imgPaul Pogba Pogba to miss derby as Man Utd decide not to appeal red card Goal Last updated 1 year ago 23:49 12/4/17 FacebookTwitterRedditcopy Comments(4) Paul Pogba Manchester United Getty Images Paul Pogba Manchester United v Manchester City Arsenal v Manchester United Manchester United Arsenal Manchester City Premier League The 24-year-old was sent off against Arsenal and is set to miss the crucial game against Pep Guardiola’s runaway leaders on Sunday Paul Pogba will miss Manchester United’s crucial Premier League game against Manchester City after the club decided not to appeal his suspension.After setting up two goals for his side, the 24-year-old was sent off in the 3-1 win over Arsenal for a stamp on Hector Bellerin in the second half.Jose Mourinho’s side are looking to narrow the eight-point gap between them and the unbeaten leaders when they meet at Old Trafford on Sunday.  Article continues below Editors’ Picks Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. A Liverpool legend in the making: Behind Virgil van Dijk’s remarkable rise to world’s best player But reports in the UK state they have accepted they will be without the star midfielder, who has three goals and five assists in eight league appearances this term.As a result, Pogba will miss the clash against Pep Guardiola’s team, as well as games against Bournemouth and West Brom.However, he will still play in Tuesday’s Champions League game against CSKA Moscow, Mourinho confirmed.Paul Pogba Jose Mourinho Arsenal Manchester United Premier League“He’s very happy to play tomorrow. It’s the next match, the match that matters. He plays tomorrow,” the Portuguese said.”Of course he’s maybe a bit tired and has only had a few days to recover, but he’s very happy and he’ll try to keep his momentum, because since he’s been back he’s been phenomenal.”United sit top of Group A with 12 points and will seal first place with a draw against the Russian side on Tuesday. Mourinho’s opposite number Pep Guardiola had been keen for Pogba to be available for the derby at the weekend.”I would like it if Paul could play against us because I like to face the teams with the best players possible to see if we are able to beat them,” said Guardiola after City beat West Ham 2-1 on Sunday.Meanwhile, former United captain Gary Neville has outlined how he thinks Mourinho may set his team up against City in the absence of Pogba.Jesse Lingard Ashley Young Paul Pogba Arsenal Manchester United Premier League“I was excited by what I was watching in the first 20 minutes against Arsenal, the counter-attacking was fantastic,” he told Sky Sports.”[Jesse] Lingard, [Anthony] Martial and [Romelu] Lukaku were brilliant, and you could see a little bit how [Nicolas] Otamendi or [Vincent] Kompany could get caught. You could see how that tactic could work in the Manchester derby.”Pogba makes a big, big difference. So, when they went to Anfield, they couldn’t connect the deep defence to the midfield and into attack. He connects that, he links it, with those runs forward and his composure on the ball.”It [Pogba’s red card at Arsenal] was a cloud over a very good day for United because he is such an important player in the connection between the front and the back.”The composure he shows travelling with the ball, you see West Ham when they were deep with 20 minutes to go, they didn’t have anybody that could travel with the ball, past [Kevin] De Bruyne and [David] Silva.”You think about Pogba, he would beat Kevin De Bruyne and David Silva with the ball at his feet and break that line. Once you break that line you’re onto the weakness, you’re onto those two centre-backs with Lukaku and Martial.”City is a big game to not have Pogba. The person who can break the line is gone, but Jose Mourinho will be looking at how he can do it differently.”I was trying to think myself what Jose will be thinking. Do you play split strikers with Martial and Lukaku? City bring their full-backs in narrow while two centre-backs push up the pitch, [so United could] just leave two strikers stretched wide and you play three central midfielders and five at the back, and say to City that’s what we’ll do, trust that the front two will get into those areas.”last_img read more


first_imgFacebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 26 May 2015 – Charles Hubert James Primary School and Adelaide Oemler Primary School on North Caicos, Marjorie Basden and Iris Stubbs in South Caicos and Ianthe Pratt Primary School in Providencial​es are the five schools to benefit from Grace Bay Club Foundation’s 3rd annual Fundraiser set for this Friday, May 29th. ​​​Directors of the GBRC invite the public to attend the initiative ​which was first launched by the organization in 2009 to help in t​he advancement of school projects. There is a $50 dollar cover charge to enter the event which is being held at the Grace Bay Club resort – attendees will receive a signature drink and hors d’oeuvres. Thousands of dollars in prizes will auctioned off with the featured prize being round trip ticket to New York for two on Jet Blue, two night stay in a Junior Suite at the Knickerbocker Hotel in New York and Two Tickets (2) in a private suite to Billy Joel Concert in New York beginning in August in Madison Square Garden. Dr. Carlton Mills of the Grace Bay Club Community Foundation says an estimated half a million dollars has been raised for schools in North Caicos, Providenciales and South Caicos through various programs over the years. Related Items:Adelaide Oemler Primary School, Charles Hubert James Primary School, grace bay club community foundation, Ianthe Pratt Primary School, Iris Stubbs, marjorie basden, south caicos Recommended for you South Caicos student new Junior Tourism Minister for TCI Teen dies mysteriously in South Caicos, Police investigate State of Emergency Declared for South Caicoslast_img read more


first_img “The Chromium revision log indicates that Chrome for Android will become a mobile browser that integrates much of desktop browser’s feature set, which will help Google to patch bugs and security issues much faster than before. The Android browser could also see more updates in the future and evolve at a much faster pace,” said ConceivablyTech.Numerous other sites have since commented on the probability, not possibility, of Chrome made available as a browser for Android some time soon. Google watchers think that the Chrome-Android union might be part of the upcoming Samsung and Google joint event next week. An announcement is expected about an Ice Cream Sandwich (the next major Android update and the first version of Android to unify the phone and tablet parts of the OS) Android phone. Chrome for Android is expected to include features seen on the desktop version. Based on latest reports about Chrome in general, the browser is fast taking hold. Google’s Chrome browser could surpass Mozilla Firefox before the year end or by the middle of next year, predict browser stat-watching groups. While the popularity of Chrome for the desktop has grown as a browser that gets you where you want to go fast, the Android browser has underwhelmed Android users. Chrome for Android raises hopes that the result will be better unity and synchronization between Google’s desktop and mobile browsers. The advantages are summed up by Mobile.Blorge:”As a Chrome user on my own desktop PC, I can certainly see the appeal of using the same browser on mobile devices, partly because I trust it not to lead to crashes and freezes (even more important on a low-memory device), and partly because the synced bookmarks and user ID details would be incredibly convenient.”Emphasis in talk about Chrome coming to Android is on Chrome as a “first version,” which is expected to be simple and focused on speed. Chrome unseats Safari as third most popular Internet browser This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. (PhysOrg.com) — The first version of Chrome for Android should be just around the corner, according to ConceivablyTech. “Google is heading toward the finish line for the first release of Chrome for Android,” said the report. The information points to a developer posting on the Chromium site, where a build target was set for the browser. Chromium is the open source project on which the Google Chrome browser is based. © 2011 PhysOrg.com Citation: Bringing Chrome to Android more than wishful thinking (2011, October 5) retrieved 18 August 2019 from https://phys.org/news/2011-10-chrome-android.html Explore furtherlast_img read more


first_imgKolkata: Trinamool Congress supremo Mamata Banerjee said in 2019 Lok Sabha elections, the fight would be between the “United India” versus “some isolated people.”She was addressing the media after declaring the list of candidates for the ensuing Lok Sabha polls at her Kalighat residence on Tuesday afternoon. “This election is going to be challenging because it will be a contest between the ‘United India’ forces versus some isolated people. It will also sound the ‘death knell’ for the BJP and bring an end to Narendra Modi’s “reign of fear”, Banerjee asserted. Also Read – Bose & Gandhi: More similar than apart, says Sugata Bose”Never in the past have we seen such an arrogant Prime Minister. He has scared everyone — from mediapersons to government officials to the common people. Everyone in India is scared of him.” Banerjee also maintained that demonetisation, mounting unemployment, deprivation of the working class and farmers would be the key issues in the forthcoming Lok Sabha polls. “In the past five years, no development work had been carried out by the BJP-led Centre. They have tried to divide the country on the basis of caste and religion. The Dalits have been oppressed and tortured. They have changed history and politicised the institutions.” Also Read – Rs 13,000 crore investment to provide 2 lakh jobs: MamataReferring to the note ban, she said the Board of Governors of the Reserve Bank did not know about the matter. “The country wants to know under whose instruction the demonetisation of high-value notes had been implemented. I had reacted within half-an-hour after the ban of high-value notes came into force. Hundreds of people died and we want to know whose interest had been taken into consideration.” She also added that the demonetisation had badly affected India’s economy and the country’s GDP. “The Prime Minister had even said that the demonetisation would stop the flow of money to the terrorists. All rubbish,” she maintained. Rendering support to Congress president Rahul Gandhi’s allegations against the government over the Rafale deal, the TMC supremo said: “I completely agree with what Rahul Gandhi is saying about Rafale scam. They (BJP) are threatening journalists like N Ram for speaking out the truth.” She also accused the BJP of pressurising the Election Commission to toe its line because of which the polling schedule was inordinately stretched to enable the Prime Minister to launch an extensive campaign across the country. She further added: “Tamil Nadu has 39 seats and the election will be held there in a single day. It is the same in Kerala as well which has 20 seats. In Bengal, there will be elections in seven phases and we all know what will be the weather in the middle of May.” She urged the Election Commission to ensure that no money was carried by air or road which would be distributed among the people. “Democracy is of the people, for the people and by the people and never of the money, for the money and by the money. I am in favour of Electoral Reforms and our MPs have played a major role in voicing this demand.”last_img read more


first_imgThe Anne Frank House, Amsterdam; PeaceWorks, an initiative of The Seagull Foundation for the Arts; and the Embassy of the Netherlands in India in collaboration will be organising an art exhibition at India International Centre, from April 18 – 29, 2019.Titled ‘Anne Frank – A History for Today’, the show will highlight the story of Anne Frank against the backdrop of the Second World War and the Holocaust. Her dairy comprising vivid observations and experiences is one of the world’s most popularly read personal accounts of the Holocaust. Also Read – Add new books to your shelfComplete with quotations from her diary and the Frank family’s photographs, the exhibition titled ‘Anne Frank – A History for Today’, will also be showcasing how personal accounts can help us understand events that shaped world history and understand their relevance for today’s age. Besides, a short film on the life of Frank will also be shown to the visitors. Directed by Gerrit Netten, ‘The short life of Anne Frank’ is a 28 minutes documentary. It will include quotes from Anne Frank’s world-renowned diary, historical photos, and archive film. Furthermore, the only known footage of Anne Frank (taken in 1941), and a video of Otto Frank in English (taken in the 1960s) will also be a part of the documentary.last_img read more