Tag: 上海千花验证归来


first_imgHome » News » Competition regulator to launch investigation into leasehold mis-selling previous nextRegulation & LawCompetition regulator to launch investigation into leasehold mis-sellingCMA says it may take enforcement action against developers or managing agents found to have contravened consumer protection laws.Nigel Lewis17th May 201901,294 Views Developers and managing agents may be feeling nervous at the moment after the Competition & Markets Authority (CMA) yesterday revealed that it is to launch an investigation in to the mis-selling of leasehold properties.The news was broken by CMA Chief Executive Andrea Coscelli in a letter to MP Clive Betts, who chairs the Housing, Communities and Local Government Select Committee.In it Coscelli (pictured, left) said the CMA’s investigation “may in due course lead to our bringing enforcement proceedings if the evidence we uncover would warrant that”.“We acknowledge the significant concerns that the Committee has raised about leasehold mis-selling, and whether leasehold contract terms are unfair in relation to, for example, ground rent and permission charges,” he said.The letter referred to the Committee’s recent report on the leasehold system, which heavily criticised the way that leasehold houses have been sold by developers.But it also said many apartment leaseholds were unfair too and that overall the system left home owners open to abuse.Its report also said the problems it discovered included onerous ground rents, high and opaque service charges and one-off bills, unfair permission charges, imbalanced dispute mechanisms, inadequate advisory services, and unreasonable costs to enfranchise or extend leases.Not transparentNAEA Propertymark produced its own report on the leasehold scandal last year, which found that 62% of those buying leasehold homes felt they had been miss-sold the property.Mark Hayward, Chief Executive, says: “We welcome the investigation by the CMA into the mis-selling of leasehold properties as for too long housebuilders and developers have not been transparent enough about what it actually means to buy a leasehold property.” Clive Betts CMA Competition and Markets Authority May 17, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more


first_img Facebook (Photo supplied/ABC 57) Officials are searching Bass Lake for a swimmer who went missing Tuesday afternoon in Starke County.Indiana DNR officials say Anthony Cohn, 37, was standing on a sandbar near a boat when the wind pulled it away. When he swam after it into deeper water he went under and did not resurface.Conservation officers and local first responders began searching at 2:45 p.m. Tuesday and were still searching as of Wednesday morning.They’re asking the public to avoid the area while they look for the missing swimmer. By Tommie Lee – June 3, 2020 0 362 Facebook Google+ Twitter WhatsApp IndianaLocalNewsSouth Bend Market Search continues for missing swimmer in Starke County Pinterest Pinterest WhatsApp Previous articleIndiana’s 22nd Safe Haven Baby Box installed in PortageNext articleRemains of body found in river sent for DNA testing Tommie Lee Twitter Google+last_img read more


first_img continue reading » Apple’s first-ever credit card, called Apple Card, is coming in just a few months.The new card — which Apple unveiled earlier this year at an event at its headquarters in Cupertino, California — is a brand-new product line for Apple. Apple Card will have no annual or late fees, and an interest rate that Apple aims to have be “among the lowest” industry-wide.Apple touted an easy-to-use app interface for the card, as well as a both a digital version and a sleek, physical version of the card.Apple Card will be rolling out to US customers this summer, but Bloomberg reports that Apple has started allowing “tens of thousands” of its own retail employees to test the card. Bloomberg reporter Mark Gurman also got his hands on one, and showed off the rainbow packaging on Twitter. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more


first_imgWith Westbrook, the Thunder had a high-energy point guard who was unstoppable going to the rim and a terror on defense. With Durant, Oklahoma City had the player who could get any shot he wanted and presented a mismatch every time he was on the court. Harden was the sixth man for that team as he provided a solid scoring option and a better defender than people may remember (he was given the job of guarding LeBron James in the 2012 NBA Finals for long stretches).But, we can only tell you so much about how they played together. It will be much better to show you. Just take this game on March 23, 2012 when the three combined to score 110 points against the Timberwolves. Harden and Westbrook totaled 70.As good as they were as a team, though, a lot of people didn’t take them seriously. That is until they dominated the Spurs in the Western Conference finals. After losing the first two games, they came back to win the last four by an average of nearly 10 points (9.75).In that series, the big three dominated as Westbrook averaged 18.1 points, 7.3 assists and 5.8 rebounds, Harden put up 18.5, 5.5 and 3.6 while Durant added 29.5, 5.3 and 7.5. This was the team to beat for years to come.They wound up losing to the Heat in the Finals in five games, but they won the first one, and had it not been for a missed foul call in the waning moments of Game 2, the Thunder might have gone up 2-0 in that series and then, who knows?This team was the Warriors before the Warriors and Harden and Westbrook were huge parts of that. It looked like it was going to be a dynasty for years to come in the West, but that was until Harden was coming due for an extension and more money. Russell Westbrook trade rumors: Thunder send star to Rockets for package including Chris Paul Rockets fans can dream about the potential of this tandem, but it’s not an idea that is foreign. In fact, we’ve seen this combination before as Harden and Westbrook both were drafted by the Thunder and played together from 2009-12 and made an NBA Finals alongside Kevin Durant in their last season together.So what did those teams look like in Oklahoma City? They looked great, we’ll tell you that. Related News Ultimately, the Thunder didn’t pay him and he was dealt to Houston along with Daequan Cook, Cole Aldrich and Lazar Hayward in exchange for Kevin Martin, Jeremy Lamb, two first-round picks (which became Steven Adams in 2013 and Mitch McGary in 2014), and a second-round pick (which became Álex Abrines in 2013).Harden then went on to win an MVP with Houston in 2018, Westbrook won it with the Thunder in 2017 and Durant got one in 2014. Now, two of those players are back together. Durant is the only one to have a title (he won two with the Warriors), but Westbrook and Harden can see if they can get one they so highly covet. The NBA world was shocked again Thursday as ESPN reported the Rockets and Thunder completed a trade sending Chris Paul to Oklahoma City and Russell Westbrook to Houston.This is a huge deal for the Western Conference as Houston boasts a similar team to what it had last year, but got younger and more athletic in the process.last_img read more


first_imgClear Lake’s city administrator Scott Flory was our guest on “Ask the Mayor” on March 13th, 2019. Listen back and/or download the show via the audio player below.last_img


first_imgFemale umpire, Jamaican Jacqueline Williams, has put forward hard work as the main reason for her meteoric rise in international cricket.Set to stand in the ICC Women’s World Twenty20 (T20) Qualifiers in Thailand starting on Saturday, Williams is the first West Indies female umpire to achieve the feat of officiating at an international tournament.This follows the former Jamaican player, making her international debut in October when she stood in the first one-day and Twenty20 women international fixtures between the West Indies and touring Pakistan in the Caribbean.”I have been working all these times, and I guess the opportunities are coming now,” stated Williams.”It feels good to be doing so many firsts and I am embracing them. One particular first I am also looking forward to is making my first-class debut.”The 39-year-old, upon completing her duties in Asia next week, is scheduled to return to Jamaica, where she is slated to become the first female umpire to officiate at the regional first-class level.The fixture between the Jamaica Scorpions and the Guyana Jaguars is set for Sabina Park between Friday, December 11 and 14.Williams could also become the first West Indian woman to umpire at the ICC Women World Cup that is scheduled to be staged in England in 2017. However, before that, she has one thing on her mind, and that is to do well in Thailand.”My goals at the moment are simple,” she pointed out.”Go to Thailand and do a good job. Thereafter, I will continue to take it one game at a time, and hopefully, over time, I can be that light, that beacon, that encourages other females to take up the sport.”The Women’s World T20 Qualifiers consists of eight teams and will see the two advancing to the ICC Women’s World Twenty20 in India next year.The participating countries are Bangladesh, Zimbabwe, Scotland, Papua New Guinea, the Netherlands, Ireland, China and hosts Thailand.last_img read more


first_imgAccording to Justice Minister F. Musa Dean (pictured), the accountability of the mop up funds is not in question, however, section 2.2.4 of the GAC’s report says that fifteen entities listed by the CBL as having received moneys from the CBL’s staff during the exercise, denied their participation in the exercise.Liberia’s Justice Minister and  Attorney General Frank Musa Dean has attributed the description of discrepancies, variances and delays in posting financial transactions contained in the General Auditing Commission (GAC)’s report point to systemic weaknesses at the Central Bank of Liberia (CBL).“As Minister of justice and attorney general, I have the responsibility and obligation to respond to the report on behalf of the government of Liberia. I will, hereafter, summarize the factual findings established by GAC’s report,” Minister Dean said.He recounted how the US$25 million was authorized to be infused into the economy, to stabilize the exchange rate through monetary interventions by the CBL.“Out of the US$25 million authorized, only US$17 million was used. Section four, table five of the GAC’s report establishes that out of the US$17 million used, US$10 million was exchanged at the rate of L$155 to US$1; and US$5 million was exchanged at a rate of L$152 to US$1,” Mr. Dean said.Mr. Dean said the GAC’s report, like the Kroll and Presidential Investigation Team’s (PIT) reports , also revealed entrenched, systemic flaws at the CBL over the years.According to Mr. Dean, US$15 million applying to rates spelled out above, was exchange for Liberian dollars two billion three hundred two million seven hundred ten thousand nine hundred forty (LRD2,302,710,940), adding that the said amount was deposited with the bank as per the accounting records of the CBL.Mr. Dean said the ministry received on May 15, 2019 the findings contained in the GAC report on the use of (US$25million), authorized by President George M. Weah in his speech delivered on July 16, 2018.“Section 2.5.2 of the GAC’s report establishes that the remaining United States dollars two million (US$2), out of the United States dollars seventeen million (US$17M), was sold directly to Total Incorporated at the exchange rate of (LRD156.5709) to (US$1), realizing a value of Liberian dollars (LRD313,141,800),” he said.Mr. Dean said as Justice Minister and Attorney General, he has made specific recommendations to the President and that President George M. Weah will shortly address the nation.Mr. Dean said consistent with the above findings, the GAC’s report provides evidence that two point six billion Liberian dollars (LRD2.6), representing the value of United States seventeen million (US$17 m), was actually brought to the CBL, indicating that “it can safely be concluded that no money is missing in the25 million United States mop up exercise.”“In the process of exchanging the fifteen million used for the direct mop up exercise as detailed above, section 2.2.5 table two of the GAC’s report shows that United States dollars six million seven hundred thousand (US$6.7 m) was taken out of the bank to be exchanged during the exercise, using five different teams; while (US$8.3m) was exchange at the CBL, on the bank’s premises,” Mr. Dean said.According to Mr. Dean, the accountability of the mop up funds is not in question, however, section 2.2.4 of the GAC’s report says that fifteen entities listed by the CBL as having received moneys from the CBL’s staff during the exercise, denied their participation in the exercise.“Eight of the entities on the CBLs transaction list were found not to be in existence. The burden of proofs is on the CBL to establish the veracity of the transactions and the existence of the entities. Multiple sections of the report reference discrepancies and variances in the accounting records of the mop up exercise,” Mr. Dean indicated.He emphasized that these variances and discrepancies places the burden of proof on the CBL to explain or to establish that they are not factual.But a leading legal practitioner(name withheld) has described the Justice Minister’s position as a charade noting that the Minister served as a member of the Technical Economic Management Team(TEMT) which took the decision to infuse the US$25m into the economy through local money exchangers rather than through the commercial banks as the law dictates.According to the lawyer, Finance Minister Samuel Tweah had boastfully declared on radio that as head of the TEMT he made the decision to deal with local money exchangers rather than through the commercial banks because according to him doing so through the commercial banks would have not yielded the desired results.Further, according to the lawyer, former CBL Deputy Governor had told investigators on the record that the CBL had no part to play in the infusion exercise which was solely handled by Finance Minister Tweah who has since distanced himself from the exercise and placed blame squarely on CBL Governor Nathaniel Patray for the fiasco.Liberia’s Justice Minister and Attorney General Frank Musa Dean has attributed the description of discrepancies, variances and delays in posting financial transactions contained in the General Auditing Commission (GAC)’s report point to systemic weaknesses at the Central Bank of Liberia (CBL).“As Minister of justice and attorney general, I have the responsibility and obligation to respond to the report on behalf of the government of Liberia. I will, hereafter, summarize the factual findings established by GAC’s report,” Minister Dean said.He recounted how the US$25 million was authorized to be infused into the economy, to stabilize the exchange rate through monetary interventions by the CBL.“Out of the US$25 million authorized, only US$17 million was used. Section four, table five of the GAC’s report establishes that out of the US$17 million used, US$10 million was exchanged at the rate of Liberian dollars (LRD155) to (US$1); and US$5 million was exchanged at a rate of Liberian dollars (LRD152 to (US$1),” Mr. Dean said.Mr. Dean said the GAC’s report, like the Kroll and Presidential Investigation Team’s (PIT) reports , also revealed entrenched, systemic flaws at the CBL over the years.According to Mr. Dean, US$15 million applying to rates spelled out above, was exchanged for Liberian dollars two billion three hundred two million seven hundred ten thousand nine hundred forty (LRD2,302,710,940), adding that the said amount was deposited with the bank as per the accounting records of the CBL.Mr. Dean said the ministry received on May 15, 2019 the findings contained in the GAC report on the use of (US$25million), authorized by President George M. Weah in his speech delivered on July 16, 2018.“Section 2.5.2 of the GAC’s report establishes that the remaining United States dollars two million (US$2), out of the United States dollars seventeen million (US$17M), was sold directly to Total Incorporated at the exchange rate of (LRD156.5709) to (US$1), realizing a value of Liberian dollars (L$313,141,800),” he said.Mr. Dean said as Justice Minister and Attorney General, he has made specific recommendations to the President and President George M. Weah will shortly address the nation.Mr. Dean said consistent with the above findings, the GAC’s report provides evidence that two point six billion Liberian dollars (L$2.6), representing the value of United States seventeen million (US$17 m), was actually brought to the CBL, indicating that “it can safely be concluded that no money is missing in the25 million United States mop up exercise.”“In the process of exchanging the fifteen million used for the direct mop up exercise as detailed above, section 2.2.5 table two of the GAC’s report shows that United States dollars six million seven hundred thousand (US$6.7 m) was taken out of the bank to be exchanged during the exercise, using five different teams; while (US$8.3m) was exchange at the CBL, on the bank’s premises,” Mr. Dean said.According to Minister Dean, the accountability of the mop up funds is not in question, however, section 2.2.4 of the GAC’s report states that fifteen entities listed by the CBL as having received moneys from the CBL’s staff during the exercise, denied their participation in the exercise.“Eight of the entities on the CBLs transaction list were found not to be in existence. The burden of proofs is on the CBL to establish the veracity of the transactions and the existence of the entities. Multiple sections of the report reference discrepancies and variances in the accounting records of the mop up exercise,” Minister Dean indicated.He emphasized that these variances and discrepancies place he burden of proof on the CBL to explain or to establish that they are not factual.But legal analysts have slammed Justice Dean’s report claiming that the Minister as a member of the TEMT which took charge of and led the mop-up exercise should be held liable because as a lawyer, the Justice Minister should have been aware that Finance Minister Tweah’s decision to use local money exchangers, some of who were not licensed, was explicitly against the Public Finance Management law(PFM).Additionally, according to the lawyer, the Justice Minister, in trying to cover-up his role and that of the Finance Minister, illegally imposed restrictions on the Auditor-General in the performance of her duties by having her agree to a set of procedures to guide the conduct of what should have been a forensic audit. This, according to the lawyer, was illegal although the Auditor-General faltered by subjecting herself to the authority of the Justice Minister when the law provides that she should be free and independent in the discharge of her duties.Moreover, according to the lawyer, Finance Minister Samuel Tweah had boastfully declared on radio that as head of the TEMT he made the decision to deal with local money exchangers rather than through the commercial banks because according to him doing so through the commercial banks would have not yielded the desired results.Further, according to the lawyer, former CBL Deputy Charles Sirleaf had told investigators on the record that the CBL had no part to play in the infusion exercise which was solely handled by Finance Minister Tweah. But Tweah has since distanced himself from the exercise and placed blame squarely on CBL Governor Nathaniel Patray for the fiasco.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more


first_imgSAN JOSE — Three quick takeaways from Thursday night at SAP Center, where the Sharks had some costly turnovers and didn’t get their legs moving until it was too late in what ended up as a 4-3 loss to the Calgary Flames.1.The power play may take some time to gel, but it’ll get there: The Sharks were 0-for-4 on the power play against the Sharks, and allowed a shorthanded goal to Mark Giordano at the 11:30 mark of the first period. The Sharks were credited with one shot on goal in eight minutes …last_img


first_imgA carnival in São Tomé and Príncipe. The song Bleguê Bleguê encourages São Tomeans to use condoms. (Image: Lourenço Silva, PlusNews)The new hit being sung by everyone in São Tomé and Príncipe goes like this: “Bleguê Bleguê … A mi na mecê Bleguê, anda com bebê …” The lyrics, in São Tomé’s Forro language, have two simple but important messages: when you go out, always take condoms with you, and when you have sex, always use a condom.The song is being sung by adults and children, and played incessantly on radio stations and in night clubs throughout São Tomé and Príncipe, an archipelago of 150 000 inhabitants in the Gulf of Guinea off the east coast of central Africa.It all began with a group called Bulauê Linda Estrela, in the quiet village of Messias Alves, a fishing community of some 3 000 people, with old houses and less-than-optimum public services.The only television set able to receive more than one channel stopped working over two years ago and the internet has yet to reach the village.“The only thing left to do after you come back from fishing is to drink sugarcane brandy and make babies,” said one young resident.Three years ago some of the village’s men and women came together to create the Bulauê Linda Estrela cultural group.“People here go to bed very early, and there’s no centre for entertainment,” said village chief Lauriano Costa, 78. “We created the group to break the monotony.”Bulauê Linda Estrela did more than that: its song, Blegue Blegue, is helping raise awareness about the importance of using condoms to prevent HIV. The group has not yet released a CD with the song on it, but it is already available on the grey market.The lyrics were inspired by a real-life incident: one of the band members invited his wife to attend a rehearsal; she turned down the invitation but suggested he take condoms with him in case he happened to have casual sex.Ludmila Monteiro, an activist with the Médicos do Mundo, a humanitarian aid organisation promoting development, believes the song’s success can partly be attributed to the groundwork done by national campaigns encouraging condom use.“Talking about condoms is no longer a novelty for São Tomeans,” she said.There is, of course, a big difference between enjoying the song and understanding its message.“I like the song a lot,” said Sabina Graça, 25, who admitted she had no idea what the lyrics meant.“Having sex with a condom reduces your sexual potential,” said Niker Quarsema, 27, a fisherman.“My husband has two wives, but he won’t have sex with a condom,” said Adezica Beatriz, 38, a member of Bulauê Linda Estrela. “When I talked to him about the need to do so, he nearly hit me.”Source: Irin PlusNewsDo you have queries or comments about this article? Email Mary Alexander at [email protected] articlesHIV/Aids in South AfricaFighting HIV with your phoneIncentive scheme for the poor Healthy babies for HIV couplesRidding Africa of HIV in 10 yearslast_img read more


first_imgSmall Business Cybersecurity Threats and How to… Follow the Puck Internet of Things Makes it Easier to Steal You… A recent research report revealed major declines in the global smartwatch market, raising fears that these wearables are continuing their downward spiral.In the report, research firm International Data Corp. (IDC) found that the worldwide smartwatch market saw significant declines from last year.IDC found that volumes of shipped smartwatches fell nearly 52% in the third quarter of 2016 compared to the same period last year.However, the researchers noted that the alarming figures were exacerbated by a boost in 2015 from the Apple Watch’s first major retail availability. Also the second generation of the Apple Watch was only out for the final two weeks of the comparable quarter in 2016, which added to the negative results.“The sharp decline in smartwatch shipment volumes reflects the way platforms and vendors are realigning,” said IDC research leader Ramon Llamas. “Apple revealed a new look and feel to watchOS that did not arrive until the launch of the second generation watch at the end of September.”IDC’s Worldwide Quarterly Wearable Device Tracker recorded that total smartwatch volumes in Q3 of 2016 reached 2.7 million units shipped, representing a decrease of 51.6% from the Q3 2015 shipments of 5.6 million units.It’s not just AppleBesides the Apple timing issues, Llamas also noted the impact of other smartwatch makers on the shipment numbers.“Google’s decision to hold back Android Wear 2.0 has repercussions for its OEM partners as to whether to launch devices before or after the holidays,” adds Llamas. “Samsung’s Gear S3, announced at IFA in September, has yet to be released. Collectively, this left vendors relying on older, aging devices to satisfy customers.”The declines are raising alarm bells among industry watchers who have been tracking disappointing numbers for the consumer wearables for some time.“It has also become evident that at present smartwatches are not for everyone,” said IDC senior research analyst Jitesh Ubrani.Ubrani says that the smartwatch segment is undergoing a broader recalibration in relation to smartphones and fitness applications.“Having a clear purpose and use case is paramount, hence many vendors are focusing on fitness due to its simplicity,” he says. “However, moving forward, differentiating the experience of a smartwatch from the smartphone will be key and we’re starting to see early signs of this as cellular integration is rising and as the commercial audience begins to pilot these devices.” Donal Powercenter_img Related Posts Why IoT Apps are Eating Device Interfaces Tags:#Android#Apple Watch#Google#IoT#Samsung#smartwatch#wearables last_img read more

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