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first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Online casino Video lottery accounted for $732,012 of total revenue in May, while table games revenue amounted to $143,019 and poker rake and fees $35,251. 11th June 2021 | By Robert Fletcher A total of $19.1m was spent on online video lottery and $7.6m on table games during the month. Read the full story on iGB North America. Subscribe to the iGaming newsletter Email Address Tags: Revenue iGaming Delaware Maycenter_img Regions: Delaware Player spending on igaming was 125.6% higher than 11.7m in May last year and also 23.6% up from $21.6m in April of this year. Delaware igaming revenue down in May despite 125.6% hike in spend Online gambling revenue in Delaware declined 17.3% year-on-year to $910,282 (£642,889/€749,095) in May despite player spending more than doubling to $26.7m. Topics: Online casino Delaware Park reclaimed spot in the state’s igaming market after slipping to second in April, posting $451,718 in revenue from $12.4m in wagers. Revenue was down from $1.1m in May 2020, but 4.2% higher than the $874,017 reported in April this year.last_img read more

first_imgArchitects: ONG&ONG Pte Ltd Year Completion year of this architecture project Photographs “COPY” Singapore Projects Houses Year:  Save this picture!© Aaron PocockText description provided by the architects. This house comprises of three volumes positioned around a central courtyard such that they interact, whilst each wing remains distinct enough to be viewed as an independent entity. The home’s interiors and outdoor areas are configured with flexibility of space in mind so that the house can be adapted to suit a broad spectrum of homeowners.  Save this picture!© Aaron PocockA balance is struck between the man-made spaces and the natural ones, with the building formed from basic elemental shapes with raw-finished materials, such as fair-faced concrete, stone, mild steel, tropical wood and clear glass. The dialogue between the components of this palette reflects a sense of warmth and immediacy with nature.Save this picture!SectionProject gallerySee allShow lessArchitecture Film Festival Rotterdam 2013EventThe End of Car CultureArticles Share 2013 Year:  JKC2 / ONG&ONG Pte LtdSave this projectSaveJKC2 / ONG&ONG Pte LtdSave this picture!© Aaron PocockHouses•Singaporecenter_img JKC2 / ONG&ONG Pte Ltd ShareFacebookTwitterPinterestWhatsappMailOr Clipboard ShareFacebookTwitterPinterestWhatsappMailOr Clipboard “COPY” photographs:  Aaron PocockPhotographs:  Aaron Pocock + 34 Share CopyStructural & Civil:JS Tan & AssociatesMechanical & Electrical:Rankine&Hill (S) Pte LtdQuantity Surveyor:Rodney Chng & Associates Pte LtdTeam Director:Diego Molina, Maria ArangoTeam Members:Linda Qing, Lee Cheow Yeh, Julius Daguio Caramat, Camilo Pelaez Nino, Tomas Jaramillo Valencia, Ryan ManuelStructural:JS Tan & AssociatesCivil:JS Tan & AssociatesCountry:SingaporeMore SpecsLess Specs 2013 ArchDaily CopyAbout this officeONG&ONG Pte LtdOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesSingaporePublished on July 02, 2013Cite: “JKC2 / ONG&ONG Pte Ltd ” 02 Jul 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogMetal PanelsAurubisCopper Surface: Nordic DécorGlassMitrexSolar PanelsPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemSealantsAGROB BUCHTALHow To Benefit From Ceramic Tiles With Hytect SurfaceSignage / Display SystemsGoppionDisplay Case – Q-ClassFacade SystemsTrimoTrimoterm FTV in the BASE – Backing wallSkylightsVELUX CommercialModular Skylight Ridgelight in Office BuildingDoorsVEKAFront Doors – SOFTLINECurtain WallsRabel Aluminium SystemsMinimal Curtain Wall – Rabel 35000 Slim Super ThermalResidential ApplicationsULMA Architectural SolutionsVentilated Facades on Building in PamplonaDoorsLibartVertical Retracting Doors – Panora ViewAccessories / TV MountsYellow Goat DesignScreens – BlossomMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

first_imgKamau Becktemba and Razakhan Shaheed at a protest at the Pennsylvania Department of Corrections headquarters in Mechanicsburg in 2014. The protest was for healthcare for political prisoner Mumia Abu-Jamal.The Pennsylvania Department of Corrections is threatening to censor Workers World newspaper from being read by over 300 prisoners in the state system.The immediate reason given in the DOC’s Jan. 29 letter is that “information contained on pages 1 and 6 calls for action that may advocate criminal activity within the correctional facility.” The title of the offending article by J. White in the Jan. 18 Workers World issue was “Fla. prisoners launch strike against slave labor.” ( DOC letter states that the Jan. 18 WW issue is being denied to inmate Julio Ortiz (FC8863) at State Correctional Institution Coal Township, near Shamokin, Pa.State officials are giving Workers World 15 working days to appeal the denial. If the denial is not overturned, the Jan. 18 issue will not only be refused to Ortiz and other prisoners, but also Workers World will be placed “on the statewide reviewed publication list as ‘denied’ and it will be banned from all inmates in the Department of Corrections.”Campaign to stop DOC censorshipFour issues of WW were denied to Pennsylvania prisoners in 2017. This time, the DOC is escalating its threat by planning to ban all issues of Workers World to all prisoners.The DOC was forced to overturn its decision to ban the Aug. 31, 2017, issue of WW after a social media and press campaign urged readers to send letters and make phone calls to the DOC. ( As a result of the social media campaign, the DOC uncensored that specific issue. But it denied Workers World’s demand that each prisoner be awarded $50 for being refused the time-sensitive publication.Florida prisoners demandsThe DOC complaint charges that Workers World “advocates and lists demands for prison strike.” As is this newspaper’s right under the First Amendment, the Jan. 18 WW article does indeed list the demands of the heroic prisoners on strike that week in at least 17 Florida DOC locations. These demands were:“1. Payment for our labor, rather than our current slave arrangement“2. Ending outrageous canteen prices“3. Reintroducing parole incentives to lifers and those with ‘Buck Rogers’ dates. (“Along with these primary demands, we are also expressing our support for the following goals: 1) Stop the overcrowding and acts of brutality committed by officers through the FDOC. 2) Expose the environmental conditions we face, including extreme temperatures, mold, contaminated water and being placed next to toxic sites. 3) Honor the moratorium on state executions. 4) Restore voting rights as a basic human right to all.”The Florida prisoners’ strike and their demands were reported in newspapers all over the world. Workers World articles on that event have as much right to be read by prisoners as any other newspaper or magazine, and especially so because its articles are written by activists in that people’s movement.WW urges all readers, activists, writers and reporters to send complaints to Department of Corrections, 1920 Technology Parkway, Mechanicsburg, PA  17050, as well as 717-728-2573 and [email protected]Share thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

first_imgThis year’s celebrations of May 1, International Workers’ Day, in the United States reflected the growing coast-to-coast fightback of workers confronting their bosses’ and the capitalist system’s total disregard for worker health and job safety during the COVID-19 pandemic. The array of workers’ actions is historic, with essential workers in health care, food, retail and delivery services taking the lead, joined by unionized, undocumented and incarcerated workers.Car caravans offered creative and safe alternatives to mass gatherings to adhere to social-distancing safety concerns. Actions also included one-day strikes, walkouts and sick-ins. Whatever the tactics, the resilience and determination of an awakening powerful working class were on display.On May 1, revolutionary and progressive forces organized car caravans throughout New York City, in keeping with COVID-19 social distancing protocols. Caravans crisscrossed Brooklyn, the Bronx and Queens under the banner of May Day Workers Solidarity: Caravan for Our Lives. Demands included hazard pay and personal protective equipment for essential workers; cancellation of rent; free health care and COVID testing for all; a relief fund for undocumented workers; an end to U.S. wars and more.The caravans managed to assemble despite police attempts to disband them, blocking off gathering locations and threatening participants with arrest. The caravans visited hospitals, Whole Foods, Target, Trader Joe’s, jails, public housing and a bus depot, where they were enthusiastically received by Metropolitan Transport Authority workers from Transit Workers Local 100, before converging on Gov. Andrew Cuomo’s Manhattan office. The response from working and oppressed people on the street was overwhelmingly positive.The caravans were organized as part of the nationwide People’s Strike called by Cooperation Jackson in Mississippi. Participants involved a broad coalition of migrant rights, workers’ organizations and anti-imperialist forces, including Fight for Im/migrants and Refugees Everywhere (FIRE), the Laundry Workers Center, International League of Peoples Struggle (ILPS), Cosecha NYC, Close the Camps NYC, Take Back the Bronx, Local 100 Fightback, the People’s MTA, People’s Power Assemblies/NYC and Red Bloom.Other groups involved were BAYAN USA, New York Boricua Resistance, New York Community Action Project, DSA Afrosocialists and Socialists of Color Caucus, Desis Rising up and Moving, the Street Vendors Project, Unity and Struggle, Queens Neighborhood United, Workers World Party and more.May Day events in New York City included banner drops across the city with the slogan #CancelRent on dozens of buildings announcing rent strikes; a socially distanced action at Elmhurst Hospital Center in Queens, organized by BAYAN USA in solidarity with health care workers; and a rally at a Staten Island Amazon warehouse organized by Chris Smalls, an Amazon worker fired for organizing for safe working conditions. Despite the unprecedented circumstances brought about by the COVID-19 pandemic and the complete failure of the U.S. government to organize an effective response, May Day in this city was full of militant struggle, which was uplifting to working and oppressed people.‘Cough up that hazard pay!’Across Northern New Jersey, which has experienced a recent escalation in COVID-19 cases, May Day actions targeted Amazon, Target, Whole Foods and Instacart, where workers struck as part of one of the largest nationwide strikes in response to poor working conditions. In Elizabeth, workers and activists circled in front of Amazon’s Flex warehouse in a 15-car caravan, with horns honking and calls for safe working conditions for all. Signs read: “Cough up that hazard pay!” and “Worker safety for all.”“We are demanding, as immediate demands, safe working conditions for all workers,” said Eric Lerner, of Jobs and Equal Rights For All, one group which came out in support of the strike. “No work without personal protection equipment for all.” At the Elizabeth Detention Center, protesters demanded freedom for all immigrant detainees. They also called for a “Workers Way Forward” plan to address underlying conditions that led to the pandemic. (NJ Advance Media, May 1)A caravan of 60 to 70 cars crisscrossed Philadelphia for nearly five hours on May Day, broadcasting demands of the international working class and making stops to show solidarity at various workplaces and neighborhoods in the city. Workers World Party called the action and organized it in close cooperation with Juntos, the New Sanctuary Movement, Philly Workers Solidarity Network, UNITE HERE Local 274 and Philly REAL (Racial, Economic and Legal) Justice.Other organizations endorsing the action and contributing speakers included Asian Americans United, Black and Brown Workers Cooperative, Occupy PHA, Food Not Bombs Solidarity, the International Action Center, Put People First PA, the Poor People’s Campaign, African Family Health Organization, the Sol Collective and Socialist Alternative.Starting at noon, the caravan’s first stop was Temple University Hospital where health care workers, organized by the Pennsylvania Association of School Nurses and Practitioners, held a rally demanding PPE for frontline workers and universal health care. (PASNAP is an increasingly political labor association of health care workers.) After stops outside a nursing home and in the Richard Allen Homes, a historic public housing site in Philadelphia, the May Day caravan held a mini-rally outside the now-shuttered Hahnemann Hospital to cheers from people in the area.The hospital was a last resort for low-income workers. It was closed in late 2019 when its owner, hedge-fund vulture Joel Freedman, deemed it was not profitable enough. Despite pleas from city officials, Freedman refused to reopen the hospital when the COVID-19 virus arrived in the city. He demanded a minimum of $1 million a month from taxpayers just to unlock the doors.The caravan lingered outside the Philadelphia Immigration and Customs Enforcement headquarters at 8th and Arch Streets, where Erika Guadalupe Núñez of Juntos gave a fiery talk about the cruel abuses facing thousands of migrants in U.S. concentration camps and played two testimonials from residents whose family members were kidnapped by ICE.Deandra Jefferson of REAL Justice spoke about the white supremacist roots of the United States. Joe Piette from Workers World gave an impassioned demand for the government to increase funding for the U.S. Postal Service and support postal workers.Targeting the nearby federal prison, Fermin Morales described U.S. imperialism’s assault on Puerto Rico: “Across the street from the federal prison is the African American History Museum. And if you learn too much inside that museum, they’ll lock you up across the way! That’s how this empire works.”The final stops of the caravan were at Amazon’s CEO Jeff Bezos-owned Whole Foods store on South Street where a protester already on the scene held a sign that read: “The workers in here are not protected.” A prerecorded message from a Whole Foods worker was broadcast through loudspeakers. The caravan ended at the Hoa Binh Plaza, a Vietnamese market that was forced to close by gentrifying real estate speculators and developers.In Fredericksburg, Pa., activists and workers with the Latinx rights organization “Make the Road PA” staged a drive-by demonstration, demanding protection for workers. They protested outside two plants owned by Bell & Evans, which produces organic, antibiotic-free chicken sold at Whole Foods. Pennsylvania has more COVID-19 cases among meat and poultry processing workers than any other state, with over 850 confirmed cases and 22 workers sickened, according to the Centers for Disease Control and Prevention.The protesters say two workers died and others got sick because Bells & Evans delayed providing PPE and implementing social distancing. Around 30 workers and activists who took part in a 20-car caravan starting in nearby Lebanon, Pa., were stopped from entering the complex, so they blasted their message from loudspeakers. Maegan Llerena, director of Make the Road PA, pointed out that the company, which prides itself on treating chickens humanely, is “abusing the workers while they say they’re protecting the animals. That does not make any sense.” (Inquirer, May 2)‘Capitalism is killing us and the planet’Over 100 cars jammed into the Communication Workers (CWA) Local 3204 parking lot, with the overflow lined up on the street, to begin the May Day Solidarity caravan through downtown Atlanta. The vehicles were decorated with signs and painted slogans reflecting a wide variety of issues critical to workers and their families. Groups organizing contingents included the Georgia Latino Alliance for Human Rights (GLAHR), whose signs in English and Spanish denounced anti-immigrant policies and called for the release of all prisoners from detention centers. The Housing Justice League brought a number of vehicles covered with painted slogans calling for no rent, no evictions and housing for all.Painters union members came with signage on their cars demanding PPE for all workers and calling out the Occupational Safety and Health Administration for failure to protect workers from dangerous working conditions. Industrial Workers of the World flags flew from car windows. Signs announced solidarity with specific groups of frontline workers — Metropolitan Atlanta Rapid Transit Authority drivers, postal workers, farmworkers, health care and domestic workers, grocery store workers and Amazon workers, just to name a few. WWP signs called for international solidarity and stressed the fight against racism, bigotry and war. A popular sign was “Capitalism is killing us and the planet.”Spirits were so high after returning to the CWA lot that a second caravan was organized to go to a nearby Target to express solidarity with workers who had refused to work on May Day. Some 50 cars circled the Edgewood Mall parking lot in front of Target with horns honking.People in passing cars, pedestrians and workers coming outside to see what was going on raised fists, waved and cheered in approval. Drivers honked their horns. It was a gratifying May Day while protesters practiced social distancing.In Pensacola, Fla., the May Day demonstration was a collaborative effort among local organizers from WWP, the Party for Socialism Liberation, and Strive (Socialist Trans Initiative), Pensacola’s local transgender advocacy group. Their car caravan traveled through much of western and downtown Pensacola, including Brownsville and Attucks Court, as a show of solidarity with Black and Brown working-class residents of those neighborhoods. Many of them are being forced to work during the COVID-19 pandemic. Residents waved and cheered as the caravan went by.The caravan also drove past Pensacola’s Border Patrol office to protest the imprisonment of migrant people — at high risk for contracting the coronavirus because of the overcrowded conditions in detention camps — and to call for the abolition of ICE. The caravan’s final destination was Baptist Hospital for a crucial show of solidarity with health care workers, who are not receiving hazard pay or PPE. They are on the frontlines of this pandemic, lauded as heroes while suffering the most under capitalism.‘Workers will not die for capitalist profits!’Hospitality workers took to the streets of New Orleans the afternoon of May 1, calling for free health care and expanded unemployment benefits, among other demands. Dozens of socially distanced protesters lined up in cars and on bikes in a midcity parking lot. Before rolling into the streets, organizers with the New Orleans Hospitality Workers Alliance outlined their demands. Among them were free health care and testing for hospitality workers, hazard pay and access to protective gear, housing as a human right and unemployment assistance through the end of 2020. “We are saying workers will not die for capitalist profits,” said one organizer through a megaphone from the roof of a parked car. (WWNO, May 2)In the spirit of May Day, Michigan autoworkers traveled from Detroit and elsewhere to Wyoming, Mich., circled a General Motors plant in solidarity with Travis Watkins, who was fired by subcontractor Caravan Facilities Management after raising safety concerns. Specifically, he posted information on a private United Auto Workers Local 167 member’s Facebook page about General Motors workers who had been walked out of a plant by management because of suspected COVID-19 infection.Watkins said, “We’re honoring the men and women of labor on May Day, fighting for the equality and dignity of all workers across the globe. This is much bigger than me. This is about the health and safety of all workers.” (Interview with Frank Hammer, May 1)Activists wove through the streets of San Antonio, Texas, in a May Day car caravan demanding a liveable income, housing and health care for all. Stops included the Bexar County Sheriff’s Office to call for closing the jail; an apartment complex where the landlord posted eviction notices despite a city edict blocking evictions during the pandemic; a federal housing project where administrators have withheld residents’ stimulus checks; and Whole Foods to support May Day strikers. One popular sign read: “Kicking ass for the working class.”In Austin a traffic stoppage was organized by RentStrikeATX to focus on the need for a total rent freeze in the midst of the COVID-19 pandemic. Organized and unaffiliated activists — people passionate about the need to bring attention to the plight of workers, including those recently murdered by Austin police — gathered for a May Day caravan of about 50 vehicles.From there cars eventually merged onto North and South Interstate 35. Messages on signs included the need for a rent strike, a call for a general strike and demands for justice for Mike Ramos, recently murdered by the Austin Police Department. The caravan made its way downtown, filling up all lanes from southbound I35 to the exit ramps.Eventually the caravan made a complete stop, with cars honking horns to bring attention to peoples’ demands. After threatening to pull people from their cars, police rerouted the caravan. Ultimately caravan cars were forced into a parking lot where police vans and tow trucks were waiting. Cops arrested at least 22 people and towed their vehicles. RentStrikeATX’s Facebook page has a fundraising appeal to raise legal fees for those arrested.In Oakland, Calif., International Workers’ Day began early with a spirited picket line by members of National Nurses United in front of the Kaiser Permanente hospital complex. Over 75 nurses stood 6 feet apart in front of the main building chanting, banging drums and demanding safer working conditions, including PPE, during the pandemic.Next, the International Longshore and Warehouse workers (ILWU) held a press conference and rally in the Port of Oakland. A work stoppage organized by ILWU Locals 10 and 34 highlighted the dangerous working conditions experienced on the docks by workers who are not being protected from COVID-19. Speakers included rent strike activists, striking University of California graduate students and Filipino activists who were supporting endangered cruise ship workers.A caravan, organized by activists from General Strike 2020, brought out over 200 cars, which snaked from the port to Kaiser Hospital and stopped at the Oakland Police Department to demand “Free them All!” It then traveled to the School District building to highlight issues of inequity in distance-learning education when most families don’t have internet access. Then cars went to other targets.Oakland Sin Fronteras, the coalition of Oakland-based Latinx organizations, prisoners’ rights, solidarity activist groups and rank-and-file workers, postponed their annual May Day march and instead held a two-part webinar titled “Workers Seize Power.” The first part of the webinar — simultaneously translated into over five languages — brought together legal advocates, housing groups and public health experts who presented valuable information. The second part of the webinar was an international celebration of May 1, in which the many speakers focused on human rights, housing and prisoner struggles erupting in response to the pandemic.In Portland, Ore., 15 cars participated in a caravan organized by the Portland May Day Coalition. They stopped at locations where essential workers — putting themselves on the frontlines of the pandemic — are continuing to fight for PPE, social distancing measures and hazard pay. Drivers honked and shouted support for grocery store workers at Fred Meyers and Whole Foods, who went on strike at the end of March, and participated in the national one-day strike.On March 22, workers at Burgerville, the nation’s first fast-food restaurant to unionize, held a one-day strike for increased hazard pay and sick time for victims of COVID-19. Their customers and the workers applauded the caravan. The protesters also demanded PPE for the workers at Kaiser Health Care Facility, Central Bakery and the Senior Haven, an assisted living center, where management had fired worker Candy Sizemore-Harvey for asking for PPE for employees.In Seattle, a 65-vehicle May Day motorcade gathered to demand justice and compensation for essential and excluded workers, including farmworkers, meat packinghouse workers, im/migrant workers, health care and grocery workers, and others. After leaving Seattle, large contingents of cars joined the motorcade in Tacoma and Washington’s capital Olympia where they ended at the Capitol building to deliver their demands.The caravan was organized by El Comite and the May 1st Action Coalition, together with many supporters from labor, im/migrant and other solidarity groups. The “caravanistas” paraded up and down Olympia’s Capitol Way when the State Patrol denied them entry to the capitol grounds for their legal demonstration. In the parking lot of a friendly church, a well-spaced rally was held across the street from capitol grounds.Edgar Franks, political director of Familias Unidas por la Justicia, a union which represents 400 farmworkers, said, “We are being denied any kind of justice while being deemed essential.” He said rules need to be put in place for farmworkers’ health, housing, sanitation and overall safety — rules that reflect their status as essential workers.Contributing to the article: Nate Chase, Julianna Cordray, Shelley Ettinger, Eno Flurry, Judy Greenspan, Martha Grevatt, Ted Kelley, Dianne Mathiowetz, Jim McMahan and Lyn Neeley.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

first_img in Daily Dose, Featured, Loss Mitigation, News, Print Features Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Helping Servicers Interact with Borrowers Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Fannie Mae Technology The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Editor’s note: This feature originally appeared in the May issue of DS News.Dave Worrall leads a team of seasoned loan servicers to not only add value to their clients’ servicing needs but also help them turn bad situations with borrowers into good ones. Prior to joining LoanCare, Worrall was President of RoundPoint Mortgage Servicing Corporation. He has also held senior leadership roles in loan servicing at Citigroup, Fannie Mae, and GMAC-RFC. While at Fannie Mae, he worked directly with the Department of the Treasury on the Making Home Affordable programs. Worrall earned his Master of Business Administration from Texas A&M University and was a Ford Distinguished Scholar while he attended. He also holds a bachelor’s degree in English from Florida State University.Worrall spoke with DS News on how he is applying his time at Fannie Mae to the current COVID-19 situation, and how to interact with struggling borrowers.You were a VP in a national servicing organization at Fannie Mae just as the housing crisis began. What lessons did you take away from that experience that can be applied to the current situation?I thought I’d seen it all back then, and what I realize now is that that was likely good practice for what we’re going through right now. It was very different back in 2006 and 2007 when things started to evolve into what became the crisis and the key difference was that there wasn’t a lot of infrastructure for dealing with issues like we’re experiencing now with the coronavirus.There were not established programs. There was little coordination between agencies, servicers, federal government authorities, and as things devolved, there was a little bit of a scramble for everybody to organize and deal with the crisis. What’s been very heartening this time around with the coronavirus is because of the crisis and the response that we all worked through then, and then you certainly have to think about what seems to be now an annual natural disaster that we all have to deal with, I think we’re all very practiced at responding to these kinds of events.We have established programs with the GSEs and as a result, the service and community is very ready to respond and offer assistance to customers, and probably as important to make sure that our partners, like the agencies and the government, are informed about what’s going on with the borrower community.The important lessons from back then are just coordination, communication, and everybody working together to respond quickly. It is much easier now, because of everything that was put in place back in 2008 and then again as we’ve gone through these cycles of natural disasters over the last few years.What policies and procedures should servicers be reexamining now in expectation of upcoming economic turmoil and possible increased default rates?I think what we’re going to find, and unfortunately, it’s likely going to be a hindsight issue, is that this is going to be a very different disaster. In contrast to what I just said, where there’s a little bit of comfort that we have the infrastructure in place and we can all lean on the tracks we’ve built to handle hurricanes, and even some of the things that are still in place from when we all dealt with the crisis. This is a problem of very different attributes. It’s national. There’s no clear beginning and end, at least at this point. It affects all industries. It’s a little different when you’re gauging, or trying to decide how you’re going to prove that somebody was affected. It’s a very different type of disaster. This isn’t one where you can get a picture of somebody’s house and evaluate the damage that’s been done.I think it’s really important as we enter into the early stages of the crisis to evaluate everything we do in light of just the differences in dealing with a pandemic. I think early on when we were as a servicer talking to our service providers, and asking them how they were going to deal with things, it was, “Well, we’ve got our disaster response plan and if things go wrong we’ll just move our operations to another location.”I think, again, as people began to understand more about the nature of this particular threat and the fact that we were going to have to do things like a shelter in place and move to work from home, every aspect of a servicers operation is going to have to be customized for this particular issue. So, it’s difficult to give anybody a punch list of what you need to do to get ready outside of just make your teams aware that this isn’t a hurricane, even though we’re using the same infrastructure that we’ve used to deal with other disasters. They have to really think about why it’s different and customize how things are done to address those differences.What are other key factors to consider when interacting with struggling borrowers in the midst of this crisis?I think the most important thing that we have seen so far, and again it’s really early in the process here for the coronavirus response, but it’s the level of panic, and just concern about what to do next, and what’s going to happen next, and the rapid pace of information that people are receiving.In dealing with customers, I think it’s most important to understand that when you have a disaster or an event that has a start and a finish, and people know what the impact is, and they know that, for example, their place of employment’s been lost because of a wind storm, and that they need to deal with that, and get through it and that their hardship is going to be a certain length as a result of it.That’s a different problem for a customer than not knowing how long this is going to last. There’s a different level of compassion that you have to have when dealing with a situation like that. It’s important to make sure your teams understand and that. Another angle on it, though, is that you have to understand your teams are going through it too.A really big difference between this and other events that we’ve been through is when you deal with a hurricane, you’re doing it from the safety of an office that’s not been impacted. In this situation, I don’t think there’s a community in the United States that isn’t going to be impacted in some way. You just have to understand that the same people on your team who are helping other people deal with it are potentially the ones being impacted themselves. This is going to be a real different one for us. It’s another challenge, though, that I’m sure our industry is going to overcome, and really shine in how we help the nation overcome it. Related Articles Helping Servicers Interact with Borrowerscenter_img May 20, 2020 1,738 Views About Author: Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Previous: Staying Safe From Cyber Attacks Next: Mortgage Delinquencies Experience Historic Spike Fannie Mae Technology 2020-05-20 Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Demand Propels Home Prices Upward 2 days agolast_img read more

first_img Google+ 71 new cases of Covid-19 and 2 deaths confirmed in NI Important message for people attending LUH’s INR clinic Facebook Twitter News, Sport and Obituaries on Monday May 24th DL Debate – 24/05/21 By News Highland – September 2, 2020 Pinterest Arranmore progress and potential flagged as population grows RELATED ARTICLESMORE FROM AUTHOR Loganair’s new Derry – Liverpool air service takes off from CODA center_img WhatsApp WhatsApp Previous articleDale Gorman signs on at GlentoranNext articleCharlie McConalogue announced as new Agriculture Minister News Highland Google+ 71 new cases of Covid 19 have been confirmed in Northern Ireland.A further two people have died after contracting the disease.The total number of cases in the North is 7,365 – and the death toll stands at 562. Nine til Noon Show – Listen back to Monday’s Programme Facebook Homepage BannerNews Twitter Pinterestlast_img read more

first_img Pinterest WhatsApp Arranmore progress and potential flagged as population grows Previous articleAdditional portable loos accessible to all to be provided at Donegal beachesNext articleNew proposals pave way for more footpath and road improvements News Highland WhatsApp Loganair’s new Derry – Liverpool air service takes off from CODA Google+ Two drivers caught speeding and L driver without licence overnight Facebook Publicans in Republic watching closely as North reopens further News Twittercenter_img Twitter By News Highland – February 14, 2019 RELATED ARTICLESMORE FROM AUTHOR Pinterest Google+ Buncrana Roads Policing Unit last evening while operating a speed check at Newtowncunningham detected a vehicle at around 8pm travelling at 136km/hr in 100km/hr zone.While 15 minutes later another vehicle travelling in the opposite direction was detected at exactly the same speed.A Fixed Charge Penalty Notice was issued to both drivers.Meanwhile, in Letterkenny, a vehicle was seized after Gardai discovered the learner driver after stopping them, didn’t hold a licence.Gardai say court proceedings will follow. Important message for people attending LUH’s INR clinic Community Enhancement Programme open for applications Facebook Renewed calls for full-time Garda in Kilmacrennanlast_img read more

first_imgRelated posts:No related photos. Audit personnel before you cast it outOn 17 Jul 2001 in Personnel Today Comments are closed. Previous Article Next Article The outsourcing of “non-core” activities continues unabated.Although it is difficult to argue sensibly that the HR activities of anorganisation are anything other than central to its success, personnel is afrequent candidate for outsourcing. The stance we have taken in our benchmarking and strategic HR advisory workhas been neutral when debating the pros and cons surrounding outsourcing in thefunction. However, the lessons learned by several who have raced down theexternalisation route have been salutary. At the very least, it pays to look at the medium- to longer-termimplications when considering a matter of such strategic importance. – How difficult will it be to reinstate any aspect in-house in the future? – Will it be possible to have anything approaching a fair and open tenderingprocess when the current contract expires and activity is checked for”value for money” in the future? – Or will existing suppliers have well and truly cornered your market and beable (whether in your perception or actually) to hold you to ransom? Decisions on these and at least another 20 questions of long-term viabilityand value should be addressed before considering the potential of outsourcing.Before getting to the stage of even considering such important change, though,there is a lot of sense in finding out in some detail what is currently beingdone, by who and at what cost and comparing the value and effectiveness ofdelivery with other HR departments to assess the relative strength of what alreadyexists in your organisation. Only by approaching the potential for outsourcing in this analytical andbenchmarked way can you begin to establish what is worth outsourcing, andwhether you are likely to obtain value for money from the service provider selectedto run the function. A relatively complex manufacturing organisation recently pursued anidentical analytical process – and went a stage further – conducting an auditof HR service effectiveness. The approach adopted asked customers (largelymiddle/senior management and professionals) how they rated the current level ofservice across recruitment, health and safety, employee support, training,appraisal and pay. It then asked whether they preferred the status quo, a moredevolved approach giving them more direct responsibility for dealing withday-to-day people issues, or a more substantial external sourcing of HRservices. The results came as a surprise. First, the current HR service was quite highly regarded and, second, theline managers in particular were quite keen to take on more detailed personnelactivities for their own areas – just so long as there was professional supportand the administration was not dumped on them. They envisaged that this supportshould come largely from internal specialist expertise but acknowledgingweaknesses in the areas of training, development and remuneration, theysuggested a degree of outsourcing in these areas. It appears that these preferences will be met with a three-way balance ofHR/line manager/outsourced specialist to provide a more acceptable andcost-effective HR solution, rather than the wholesale abrogation of”people” responsibility to external providers. There must be a lessonhere that it is worth conducting quite detailed structured research beforeembarking on potentially irreversible change.By Derek Burn Partner, MCG Consulting Group [email protected]last_img read more

first_img Subscribe to the Horse Sport newsletter and get an exclusive bonus digital edition! We’ll send you our regular newsletter and include you in our monthly giveaways. PLUS, you’ll receive our exclusive Rider Fitness digital edition with 15 exercises for more effective riding. SIGN UP Tonight’s $75,000 WEC Grand Prix 1.50m under the lights included a field of 29 entries representing eight countries. Riders included Olympic medalists and World Games competitors, making for fierce competition. Entries faced a technical track that included a triple combination, double combination, triple bar, liverpool vertical and faux stone wall. The jump-off saw a head-to-head battle for the win, but it was Aaron Vale of Thinkslikeahorse in Williston, Florida who notched his fourth $75,000 WEC Grand Prix 1.50m win of the season, taking the blue ribbon aboard Sleepy P Ranch LLC’s Major (Carmargue x Pinot).Vale and Major were one of just eight entries to jump a clear first round and return for the short course. Vale and the 13-year-old Danish Warmblood gelding topped the $75,000 WEC Grand Prix 1.50m during Week 4 of the World Equestrian Center — Ocala Winter Spectacular and returned to the WEC Grand Arena tonight to chase another win. The pair brought their A-game, with a clear first round in 85.321 seconds, well within the time allowed of 88 seconds, securing a spot in the jump-off.Molly Ashe Cawley and Louisburg Farm’s Berdien (Bustique x Queen Z) also earned a return in the jump-off. Ashe Cawley and the 10-year-old Zangersheide mare earned 1st place in this week’s $20,000 Welcome Prix 1.45m and were on a roll again tonight. The duo managed the fastest first round of the class, leaving all rails up in 80.417 seconds, signaling that they would be strong competitors on the short course.Grace Debney and Temple Equestrian LLC’s Zarina De Vidau (Diamant De Semilly x Carina XXXVII CH) snagged a return on the short course early in the order. Debney and the 9-year-old Spanish Sport Horse mare finished in 2nd place, just behind Ashe Cawley and Berdien, in this week’s $20,000 Welcome Prix 1.45m and were determined to deliver another top performance tonight. The pair found a clear first round in 82.604 seconds, gaining another chance at the win.The course was adjusted and eight entries returned for the jump-off. First to contest the short course were Debney and Zarina De Vidau. The pair set the bar high, taking all available inside turns and holding a quick pace throughout the course. They stopped the clock at 45.040 seconds with all rails up, upping the ante for the remaining entries.Debney and Zarina De Vida held the lead until Ashe Cawley and Berdien took to the course. The pair held nothing back, knowing the time they needed to beat. Ashe Cawley shaved crucial seconds off of their time with tidy rollback turns to fences 15 and 8, and topped it off with a full-throttle gallop to the final fence. The duo flew through the timers at 41.531 seconds, moving into the lead.Last in the order were Vale and Major. Ashe Cawley and Berdien still sat atop the leaderboard, but Vale and Major were not going out without a fight. The pair mirrored Ashe Cawley’s track, staying snug to the rollback fences and galloping at every opportunity. The crowd roared as Vale surged toward the final fence, encouraging him to kick on. He and the scopey bay gelding launched over the final fence and raced through the timers at 41.122 seconds. Vale turned to the scoreboard to check his time and threw his fist in the air, celebrating his and Major’s win.Vale took time to chat with us about his fourth $75,000 WEC Grand Prix 1.50m win of the season, “I thought the first round was quite difficult. There was a tall skinny vertical heading to the triple combination with the horizontal-striped rails. Those poles are very difficult as a single fence, let alone a triple combination. However, Major jumped it well.”When asked about his plan in the jump-off, Vale replied, “Watching the first couple go in the jump-off, the times were fast, but not crazy fast. I didn’t get to watch Molly go, but I heard that her time was four seconds faster than Grace, so I knew it was a really fast time to get. Going in last, I knew there was a big gap between the current 1st and 2nd placings, so I didn’t want to do anything too risky to jeopardize a top placing. I caught the first few jumps pretty well, then rolled back to the oxer really quickly. I probably went way faster to B and C of the combination than I should have, but he moved his feet out of the way and jumped it clear. I turned back pretty tight to the next fence, then ran to the last fence. I didn’t have a great sense of the time, so I didn’t know where I was going to end up. When I saw the scoreboard flash up ‘Rank 1’, I was pumped. I didn’t know until then that I had won. The crowd was happy, and so was I!”He also added, “These evening classes under the lights have been great, and the combination of that and the crowd makes for an unbelievable atmosphere. A lot of locals are coming out to watch the grand prix. The crowd is even staying to watch the victory gallop; they were cheering as loudly during the victory gallop as they were for the jump-off. It’s nice to see non-equestrians becoming fans of equestrian sports. It really makes the classes fun.”Vale also earned 7th place aboard Empire Show Stables’ Boreale De Talma (Quick Star x Reggae De Talma), “She’s a little less experienced and just got a little too wound up in the jump-off, but overall, she was great.”$75,000 WEC Grand Prix 1.50m Results1. Major, Aaron Vale – 0 | 0 | 41.1222. Berdien, Molly Ashe Cawley – 0 | 0 | 41.5313. Zarina De Vidau, Grace Debney – 0 | 0 | 45.0404. Vdl Bravo S, Hunter Holloway – 0 | 0 | 46.1535. Crack Elle Chavannaise, Tiffany Hammack – 0 | 0 | 46.5876. Clever Van De Helle, Kyle Dewar – 0 | 0 | 46.6117. Boreale De Talma, Aaron Vale – 0 | 12 | 48.1728. Meadow Vale Cruise, Diego Perez Bilbao – 0 | 16 | 62.1899. Donner, Peter Leone – 1 | 88.26810. Downtown’s Main Event, Shannon Sullivan – 4 | 81.588 Tags: show jumping, Molly Ashe Cawley, Aaron Vale, WEC, WEC Grand Prix 1.50m, Major, Berdien, Clever Van De Helle, Kyle Dewar, Horse Sport Enews More from News:MARS Bromont CCI Announces Requirements For US-Based RidersThe first set of requirements to allow American athletes and support teams to enter Canada for the June 2-6 competition have been released.Canadian Eventer Jessica Phoenix Reaches the 100 CCI4*-S MarkPhoenix achieved the milestone while riding Pavarotti at the inaugural 2021 CCI4*-S at the Land Rover Kentucky Three-Day Event.Tribunal Satisfied That Kocher Made Prolonged Use of Electric SpursAs well as horse abuse, the US rider is found to have brought the sport into disrepute and committed criminal acts under Swiss law.Washington International Horse Show Returns to TryonTIEC will again provide the venue for the WIHS Oct. 26-31 with a full schedule of hunter, jumper and equitation classes. Email*last_img read more

first_imgHigh-Speed Vessel Swift (HSV 2) arrived in Dar Es Salaam June 23 for a port visit supporting Africa Partnership Station (APS) East 2012.During the visit, embarked Sailors and Marines will facilitate port security training, martial arts and riot control, training and will participate in community service projects and host a reception on board.Swift arrived in Tanzania after spending two weeks supporting APS at two stops in Maputo and Nacala, Mozambique. This is not the ship’s first visit to Tanzania, as Swift hosted Tanzanian President Jakaya Mrisho Kikwete and more than 130 sailors from Tanzania’s navy in January 2010.“This marks our eleventh stop in Africa, I’m really proud of the deployment we were able to put together, we spent a lot of time helping to plan this out as early as last fall,” said Lt. Cmdr. Charles Eaton, Swift’s military detachment officer in charge. “Just a small amount of the crew was here last time, but for everyone involved in the training and community events, it’s what this ship really excels at and we’re proud to show off what’s special about this ship.”Swift will also offload humanitarian aid supplies that were donated through Project Handclasp. Project Handclasp is a U.S. Navy program that accepts and transports educational, humanitarian and goodwill materials donated by the private sector in a space-available basis aboard navy ships for distribution to foreign nations. The items to be offloaded include wheelchairs and other medical supplies as well as books.APS is an international security cooperation initiative, facilitated by Commander, U.S. Naval Forces Europe-Africa, aimed at strengthening global maritime partnerships through training and collaborative activities in order to improve maritime safety and security in Africa.[mappress]Naval Today Staff, June 27, 2012; Image: US Navy View post tag: Salaam HSV 2 Arrives in Dar Es Salaam, Tanzania View post tag: (HSV) June 27, 2012 View post tag: Tanzania View post tag: 2 View post tag: Arrives View post tag: Darcenter_img Training & Education Back to overview,Home naval-today HSV 2 Arrives in Dar Es Salaam, Tanzania View post tag: Navy View post tag: News by topic Share this article View post tag: Es View post tag: Navallast_img read more

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